12291 Finch Street

Bailey, NC
$ 289,000 Beds 3 Baths 2 Sq 1,431 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to this well-maintained 3-bedroom, 2-bath brick ranch in Bailey! Offering approximately 1,430 square feet of comfortable one-level living, this home features an updated kitchen, a spacious living room filled with natural light, a separate den, a refreshed secondary bedroom, and a convenient laundry room. The primary bedroom includes an en-suite bath with a walk-in shower. Outside, enjoy the screened-in carport area—perfect for relaxing or entertaining—along with a level, 0.48-acre lot, including a pollinator garden, mature blueberry bushes, partial vinyl fencing and a storage shed. Additional highlights include central air, and a newly installed septic system. With no HOA and plenty of indoor and outdoor space, this charming home is ready for its next chapter!

Active

  • Price
  • $ 289,000
  • City
  • Bailey
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Nash
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.48 Acres
  • Zip
  • 27807
  • Sqr Footage
  • 1,431
  • Year Built
  • 1973
  • Style
  • Ranch
  • MLS#
  • 10193702
Listed By: eXp Realty, LLC - C;
Data Source: Triangle MLS (TMLS)

Features

General

Sewer Septic Tank
Heating Electric,Forced Air,Heat Pump
Cooling Central Air
Utilities Water Available
Roof Shingle
Patio/Porch Features Porch,Rear Porch,Screened
Architectural Style Ranch
Construction Materials Brick Veneer
Year Built 1973
Stories Count 1
Levels One
Property Subtype Single Family Residence
County Nash
New Construction false
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Not in a Subdivision
Garage Y/N false
Total Rooms 5
Full Baths 2
Status Active
Directions From Raleigh, HWY 264, Spring Hope & Bailey Exit, Right onto 581 S toward Bailey, Left onto Pine Street, Left onto Finch Street, house is on the right.
High School Nash - Southern Nash High
City Bailey
Senior Community Y/N false
Lot Size Units Acres
Lot Size Square Feet 20909
Carport Spaces 1
Carport Y/N true
Elementary School Nash - Bailey Elementary
Tax Annual Amount 3279.57
Middle/Junior High School Nash - Southern Nash Middle
Structure Type Site Built
Standard Status Active

Interior Features

Interior Amenities Ceiling Fan(s),Primary Downstairs,Walk-In Shower
Flooring Carpet,Vinyl
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 1431
Total Bedrooms 3
Total Baths 2

Exterior Features

Parking Features Carport,Concrete
Water Source Public
Lot Size Area 0.48
Foundation Details Block,Crawlspace
Building Area Total 1431
Lot Size Acres 0.48
Road Surface Type Paved

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the DURHAM, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Nash - Bailey Elementary Elementary School
Middle School Nash - Southern Nash Middle Middle School
High School Nash - Southern Nash High High School

Price History

9/18/2026 Listed $289,000

Property vs Zip Code Average in 27807

Price
AVG $320K
$290K
Year Built
AVG 2020
1973

Areas That We Cover

12291 Finch Street Bailey, NC is a Single Family Home for sale at $289000 with 1431 sqft and a lot size of 0.48 Acres Acre(s). 12291 Finch Street Bailey has 3 bedrooms, 2 baths and was built in 1973. The property's zip code is 27807 which is in Bailey, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.